Yes! BetterGuards products are eligible for purchase using both HSA (Health Savings Account) and FSA (Flexible Spending Account) funds, making it easy to protect your ankles while utilizing your pre-tax contributions.

To use your HSA or FSA debit card, add products to your cart as usual. At checkout, select “Flex | Pay with HSA/FSA” as your payment option, enter your HSA or FSA debit card, and complete your checkout as usual.

If you don’t have your HSA or FSA card handy, still select “Flex | Pay with HSA/FSA” as your payment method. Enter your credit card information and you will receive an email from Flex including an itemized receipt to submit for reimbursement.

HSA/FSA cards are debit cards, and the most common reason for declines is insufficient funds. Try reaching out to your HSA/FSA health care administrator to confirm your balance.

An FSA is typically provided by employers to complement your health insurance and must be used within the plan year. At the same time, a health savings account is available to supplement your health care expenses if you have a high-deductible health plan (HDHP) and allows funds to roll over from year to year. Both offer tax benefits for eligible medical expenses, but an HSA offers more flexibility long-term.

If your FSA does not offer a grace period or a carryover option, any unspent FSA funds will be forfeited at the end of the plan year, so it's essential to use your funds before they expire.

Some FSAs offer a grace period of up to 2.5 months to spend unused funds after the plan year ends. Check with your health plan to see if your FSA offers this feature.

Both HSAs and FSAs allow you to contribute pre-tax income, meaning that the money you contribute isn't subject to federal income tax, reducing your overall taxable income and helping you save on medical and health-related purchases.

Yes, contributions made to your HSA are tax-deductible, meaning they reduce your taxable income for the year, offering significant savings on eligible expenses. However, most health savings accounts have contribution limits for qualified medical expenses, so it's important to understand your contribution amount and check with your provider if you have any questions.

For 2024, individuals can open an HSA and contribute up to $4,150, and families can contribute up to $8,300. Those age 55 or older can contribute an additional $1,000 as a "catch-up" contribution.

You can use HSA or FSA funds for a wide range of qualified medical expenses, including preventive care, treatments, and medical products like BetterGuards ankle protection, which help prevent injuries.

A letter is essentially a note from a doctor stating that you are purchasing an item to treat or manage a medical condition.